Life Insurance
Life Insurance guarantees financial protection for your loved ones in their most vulnerable moments. If something happens to you, your loved ones don’t just lose you—they also lose your income, on top of everything else you provide. If you provide financial or caregiving support to someone, it’s essential to make sure they will be taken care of in your absence.
How much does life insurance cost?
The cost varies based on your unique situation. The biggest factors that can affect your premium include:
- Your coverage amount and term length: Less coverage and shorter term lengths cost less.
- Your age: Younger people typically have lower rates.
- Your health status: Healthier people typically have lower rates.
- Your tobacco use: Non-smokers typically have lower rates.
Don’t wait. You’re not getting any younger!
Lock in your lowest life insurance rate. The older you get, the more life insurance rates increase. The sooner you buy, the sooner you’ll lock in your lowest premium—and save the most money in the long run. Waiting could cost you. Purchasing life insurance early typically sets you up for your best rates. The cost of purchasing life insurance can increase by 8% to 12%, on average, for each year you delay. However, the moment you sign your policy, your rate is locked in and won’t change for the duration of your policy’s term.
Get started now! Click here to apply online and find out how affordable easy life insurance can be!
Prefer to talk to an agent? Have more questions? Give us a call or schedule an appointment here. We look forward to talking with you!